> For the complete documentation index, see [llms.txt](https://tradinggpt.gitbook.io/twalletmint/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tradinggpt.gitbook.io/twalletmint/lending-and-borrowing/lending-and-borrowing-p2p/lender.md). # Lender Make your USDT grow safely with a 36.5% APR (annual profit).

### Benefits of the Lender * The loan is secured by collateral and liquidation conditions. * Collect interest every 15 days, or the borrower can prepay interest for many cycles to you. * Your USDT capital is safely protected on the smart contract until someone borrows it. ## How to start? First, you need to have a TradingGPT account (if you don't have an account, contact the person who gave you this information and receive a referral link from them) ### Step 1 Log in to your account and select **Lending**

### Step 2 Select **Register as a Lender**

### Step 3 **Deposit** the amount of **USDT** you want to lend into the smart contract

### Step 4 After depositing USDT is completed. Select **Loan setup** to set up your loan

### Step 5 Start setting up your loan. Please see detailed explanations in the "**?"** so you can better understand the meaning of each parameter

After setting the parameters. Click **SAVE** to create a lending pool.

The process of creating a lending pool is ongoing

You can deposit or withdraw USDT from the Lending Pool at any time.

### Step 6 Manage your loans and enjoy profits when Borrowers come to you.